Our understanding team have over 60 years’ experience in the insurance market, giving them extensive knowledge of the products and services we offer.

Horsebox insurance arranged through Equesure can cover all types of horseboxes, from 3.5 tonnes to large HGV’s, up to the value of £750,000.

 

Why do I need Horsebox Insurance?

As with all motor vehicles, it is a legal requirement for you to insure your horsebox.

With the roads becoming busier and with precious cargo on board, it’s important to provide a safe environment within your control for driver, horsebox and horse. Horsebox insurance can usually come with breakdown cover which can prevent lengthy delays on potentially dangerous roads. Some policies can also offer cover for any drivers over 25 so if anything were to happen to you, a friend could drive the horsebox in your place. 

 

What level of cover do I need for my Horsebox Insurance?

 

Comprehensive

Comprehensive is the highest level cover option but gives you the greatest cover. This type of cover pays out for damages to your horsebox and any third party vehicle involved if it’s a valid claim. Comprehensive usually protects your vehicle against other damages such as if your horse were to kick and break anything on the horsebox, vandalism and windscreen repairs. As with all policies, it is wise to check what cover you are looking for in the first instance and ensure whichever policy you opt for, that you are happy that your requirements are met. 

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Third Party, Fire and Theft

This type of cover is for any third party damage caused by your vehicle. If your vehicle is a target of arson/ accidental fire damage or is stolen, you would be able to claim for damages caused to your vehicle. However if you were liable for causing damage to another party, only their vehicle would be covered, damages to your vehicle would not be covered.  

Third Party Only

Third Party only is the lowest level of cover out of the three options available to you. This level of cover only covers the other party if you were to have an accident and it was your fault. This type of cover will not pay out for damages to your own vehicle and would not pay out for any malicious acts such as arson or theft.

Please note that none of the three cover options above protect the horse against injury, you will need to have separate Horse Insurance for that.

Can I insure any type of Horsebox?

Horsebox insurance arranged through Equesure can cover all types of horseboxes, from 3.5 tonnes to large HGV’s, up to the value of £750,000.

It’s important to consider what cover you require and be clear as to what category of driver you are and the activity you are using the horsebox for.

If you are using the horsebox for business use, this must be declared at the time of quoting. If you are unsure as to what constitutes business use, please give us a call on 0161 425 7015 and chat through your options with one of our friendly team.

With all of the policies we arrange, we encourage you to give us a call on 0161 425 7015 with any questions you may have. No query is too small or large, we’re here to help you find the best protection for you, your horsebox and your horse.

Horseboxes we insure:

Here are a few of the most popular horseboxes we insure:

  • Equi-Trek
  • Ifor Williams
  • Alexanders
  • Empire
  • Equimark
  • Tristar
  • Ascot
  • Many more…

Here are some of the types of vehicles we can arrange insurance for:

  • 3.5t Horseboxes
  • Volkswagen
  • Renault Master
  • Ford Transit
  • Citroen Relay
  • Mann
  • Volvo
  • Leyland Daf
  • Many more…

Don’t worry if you can’t see your horsebox, these are only a select few. To get a quote for your horsebox either give us a call on 0161 425 7015, or complete the ‘request a quote’ form and our horse insurance team will be more than happy to talk you through a quote and all available benefits.

Why choose Equesure?

We frequently review our panel of insurers to negotiate the best rates for our clients without the need for a no claims bonus, so whatever your transportation needs, we’ll aim to keep you well protected.

Equesure also arrange cover for trailers, more information on trailer insurance can be found here.

Horsebox Insurance Features & Benefits can include:*

  • Comprehensive and third party, fire and theft
  • Cover for social, domestic and leisure
  • Business use available
  • Limited mileage discounts
  • No claims bonus not required
  • Windscreen cover on comprehensive policies
  • Driver aged 17+
  • Values up to £750,000
  • Roadside rescue

*Policy benefits, features and discounts offered may vary between insurance schemes or cover selected and are subject to underwriting criteria. 

How much does Horsebox Insurance cost?

The cost of insuring your horsebox varies with the level of cover chosen and driver requirements. With Equesure, we can arrange a fully bespoke policy which can protect you and your transport at a level and cost that you’re happy with.

Because Equesure arrange bespoke insurance policies, it's difficult to give a guide on horsebox insurance prices. To receive a quote, please fill in the online form requesting a call back or give one of our specialists a call on 0161 425 7015 and we'd be pleased to help in any way we can. 

How to get a Horsebox Insurance quote

Getting a horsebox insurance quote is simple with Equesure, either give us a call on 0161 425 7015, or complete the ‘request a quote’ form and our horsebox insurance team will be more than happy to talk you through a quote and all available benefits.

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